Refine Search

Search Results

10 results found.

From Fees, Trust and the Media to Why he Wears a Blue Shirt
The Big Reveal Podcast Series, featuring: Michael Kitces, 10/21/20

In this episode, Kitces gets candid on WHY advisors trust in him, the importance of charging fees and what factors influence him most when deciding to invest in a new venture. Bonus: find out why he always wears a blue shirt!

Liquidate Appreciated Securities Tax-Free For College Funding By Avoiding the Kiddie Tax
by Michael Kitces, 9/26/16
While kiddie tax rules are unavoidable for young children, it is often possible to avoid their reach for college students, who are not subject to it if they also generate enough earned income from wages and self-employment, or choose to attend school part time.

How Do You Measure Which Retirement Income Strategy Is Best?
by Michael Kitces, 4/19/16
In framing different retirement income strategies – and the trade-offs they entail – it’s important to scrutinize the measuring stick used to evaluate the outcomes. The best retirement income strategy will depend on whether you measure based on wealth, spending, probabilities of success, magnitudes of failure or utility functions that weigh both the upside and downside risks!

Rebalancing Revisited
by Michael Kitces, 12/29/15
Earlier this year, in a series of articles, Michael Edesess argued that rebalancing neither increases returns nor reduces risk, although in the latter case his conclusion was based on one’s definition of risk. However, it turns out that the debate on whether there is value in rebalancing – in terms of return enhancement and/or risk management benefits – actually depends on the similarity (or lack thereof) of the returns between the available investments in the first place.

The Risk and Opportunity in Peer-to-Peer Investing
by Michael Kitces, 12/15/15
In today’s low-interest-rate environment, advisors must add value to fixed-income allocations. Unfortunately, some of the higher yielding segments of the fixed-income markets – such as peer-to-peer (P2P) investing – don’t fit into the typical financial advisor investment platforms. But that will soon change.

Optimal Strategies for Secular Market Cycles
by Michael Kitces, 7/24/12
With alternative investments and active management strategies growing ever more popular, an advisor recently told me, 'It's just a fad and will end with heartache as all investment fads do. I've watched it play out over and over during my 30-year career.' But I am not persuaded. The secular market cycle today is different from the bear market 30 years ago, and not all market cycles favor the same investment strategies.

The Asymmetric Value of Delaying Social Security Benefits
by Michael Kitces, 5/1/12
Despite a compelling body of research arguing that most retirees would benefit by delaying the onset of Social Security payments, the majority who are eligible still elect to begin receiving them as early as possible. But delaying Social Security benefits is one of the best triple-hedges available to any retiree - simultaneously protecting against poor returns, high inflation, and longevity.

Has Financial Planning Made Itself Appealing Only To Risk Takers?
by Michael Kitces, 12/13/11
Financial planning advice may be so equity-centric, that people who don't want equity-style investment risk forgo the use of a financial planner altogether, as a recent Journal of Personal Finance article revealed.

Managed Futures are not a New Asset Class
by Michael Kitces, 10/11/11
The focus on finding investments that have a low correlation to equities has grown to such an obsession that we're willing to name anything that has a low correlation as 'a new asset class.' While some alternatives truly have their own investment characteristics unique from stocks and bonds, other alternatives - like managed futures - simply represent an active manager buying and selling existing asset classes.

What Happens If You Outlive Your Safe Withdrawal Rate Time Horizon?
by Michael Kitces, 6/28/11
Although the research on safe withdrawal rates (SWRs) has been replicated many times by various researchers, one significant challenge has always lingered: A SWR recommendation is only as good as its associated time horizon. What's the outlook for a SWR approach if the client outlives the original time horizon?
10 results found.